Private Clients

Planning your finances effectively can be difficult and time-consuming. There are many factors to be taken into account and many variables that are outside of your control. “Financial Planning”, therefore is more of an art than a science. There are very few ‘hard and fast’ rules as to the right strategy to adopt and the final decision is often down to your attitude and beliefs rather than a strict formula.

Our objectives are to:

1. Ask you to determine your needs, through our consultation meetings.
2. Prioritise those needs in order of importance to you and your family or business.
3. Complete thorough research to enable us to prepare a report, or reports, making considered recommendations.
4. Discuss our recommendations and implement once you are happy with them.

Dependent upon your situation this whole process can be completed in a matter of days, or in some cases, completed in stages over a number of years.

As importantly, your affairs need to be regularly monitored and reviewed to ensure suitability is maintained. Very often private and corporate clients that we meet have bought various financial products or made financial decisions over a number of years that at the time seemed suitable and appropriate. In hindsight those decisions are not always the best option for the situation today. The important thing to be aware of is the overall financial strategy that you are intending to follow. Flexibility and regular reviews will ensure that you remain on course, despite the inevitable changes over time to your personal or business circumstances.

Tax treatment is based on individual circumstances and may be subject to change in the future.

Tax Planning is not regulated by the financial conduct authority.