Create Financial Management - Independant Financial Advisors, Creating and protecting wealth
Tel: 01332 548100

Wealth Management Service

Wealth Management Service

Our Wealth Management Service is a service that proactively manages Investor’s money, using an Asset Allocation process and accessing top performing funds worldwide through a modern platform

Our Wealth Management Service is a service that proactively reviews your investments, using an Asset Allocation process and accessing top performing funds worldwide through a modern platform. Clients benefit from 4 monthly reviews and fund switching where appropriate, as well as a full annual review. The Wealth Management Service can be used for both pensions and investments.

10 different portfolios have been created where level 1 is the safest (100% in cash) and level 10 is the highest risk (100% in Equities).  Each portfolio is based upon a specialist Asset Allocation process across the 4 asset classes –  Cash, Fixed Interest, Property and Equities. The equities are then broken down around the world markets as suggested by Barrie & Hibbert.  Barrie & Hibbert are an organisation that is a global leader in understanding and modelling financial market risk.

We use a modern platform which gives us access to over 1,000 funds and each portfolio is diversified between 20 to 35 funds. These funds are proactively reviewed every 4 months (1st February, 1st June and 1st October) with a view to keeping the best performing funds in each sector in the portfolio. We proactively review the performances of the fund managers within their sector.

Clients receive an e-mail every February, June and October with a valuation of their portfolio as of the 1st of the month and a commentary on the portfolio.  Recommended switches then take place on 1st March, 1st July and 1st November (after confirmation of agreement with the recommended switches).

We will also contact clients annually to arrange a full annual review to ensure the plans are kept in line with their current circumstances and requirements.

The benefits of the Wealth Management Service are:-

  • Access to large number of top performing funds via a platform
  • Proactive switching recommendations and re-balancing of your portfolio every 4 months
  • Regular 4 monthly updates by e-mail (or post)
  • On-line access to check portfolios when required
  • Free switches between funds via the platform.
  • The portfolio is built on up to date asset allocation and the asset allocations are reviewed every four months

The Wealth Management Service may not be suitable for all customers and an individual review will determine this.

The value of investments and income from them may go down. You may not get back the original amount invested. Past performance is not a reliable indicator of future performance.

Contact us to find out more.


Tel: 01332 548100
©2021 Create Financial Management LLP

Legal Status Create Financial Management LLP is an appointed representative of TenetConnect Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Ltd is entered on the Financial Services register ( under reference 149826. Create Financial Management LLP is a Limited Liability Partnership. Registered in England. LLP no. OC305811. Registered Address: York House, Stephensons Way, Wyvern Business Park, Derby, DE21 6LY The guidance and/or advice contained within this website is/are subject to the UK regulatory regime and is/are therefore primarily targeted at consumers based in the UK.
Coronavirus (COVID-19)We continue to deliver an uninterrupted service whilst adhering to government guidelines and protecting our clients, employees and family members.

Our employees and advisers are equipped to work from home and we will continue to work ‘normally’. Our office is Covid secure and remains open for post, phone messages and client meetings by appointment. During this time, most meetings will be undertaken by telephone or video call.

Please feel free to contact your adviser by mobile or email if you need any help or advice.